Hard Money Loans
in California

Real Estate Hard Money Loans
Serving Thousand Oaks and Surrounding Areas

TrueBridge Loans is one of the leading hard money lenders in Thousand Oaks. As a direct private hard money lender, our core expertise lies in hard money loans throughout Southern California, covering areas from Ventura County and the Conejo Valley to San Fernando Valley. We are the go-to source for hard money loans, deeply dedicated to assisting our clients in obtaining the essential financing for their real estate endeavors. Contact us today at (805) 719-7008 on how we can get your fast hard money loan approval for your real estate transaction.

Let Us Help Finance Your Real Estate
Investments When Others Can't

At TrueBridge Loans, we understand that real estate opportunities can emerge suddenly and demand swift action. That’s why we’re here to bridge the gap when traditional lenders can’t. We are proud to be the Thousand Oaks hard money lender that can offer real estate investors much-needed hard money to buy a home. 

Our financial support ensures that you seize promising opportunities, whether it’s acquiring residential properties, commercial spaces, multifamily units, fix and flip projects, or BRRRR (Buy, Rehab, Rent, Refinance, Repeat) strategies.

Truebridge loans Hard Money Lenders in Thousand Oaks

Why Choose TrueBridge Loans as Your
Trusted Hard Money Lender?

Choosing the right hard money lender is a key decision for your real estate investment success! When you opt for TrueBridge Loans as your hard money lender, you trust us as your private money lender dedicated to your prosperity in the real estate market. Choosing us to obtain hard money for investment property means you get;

Tailored Solutions

We recognize that every real estate project is unique. That's why we offer a spectrum of financing options to cater to your individual needs. Whether you're looking for a residential hard money lender or a commercial hard money loan, we have a solution. We can help you get approved for a hard money loan for investing in residential properties, commercial spaces, multifamily units, or pursuing fix and flip opportunities.

Swift Approvals and Funding

Not all hard money lenders guarantee swift approvals. However, we at TrueBridge Loans are committed to practicality. Our team makes sure that you receive quick approvals and funding. That makes hard money loans for real investors a real deal while empowering them to seize opportunities as they arise and maintain a competitive edge.

Transparency

We are known for our transparent process. We believe in transparency and clarity at every stage so you always know where you stand. From the initial consultation to loan funding and beyond, you can expect a seamless and straightforward experience.

Our 4-Step
Hard Money Process
1. Loan Application Submission
Next, furnish comprehensive information about the property in question, along with your carefully outlined investment strategy.
2. Property Details and Investment Plan
Next, furnish comprehensive information about the property in question, along with your carefully outlined investment strategy.
3. Application Review and Offer
After your submission, our dedicated team will promptly review your application. Within 24 hours, we will furnish you with a written offer detailing the terms and conditions. Upon your acceptance of the offer, you can expect funds to be disbursed within a swift timeframe, typically between 7 to 10 days, ensuring you can proceed with your investment promptly.
4. Effortless Monthly Repayments
Once your loan is initiated, managing repayments is convenient. You have the flexibility to make monthly payments through traditional mail, phone, or direct deposit, simplifying the repayment process and allowing you to focus on your investment endeavor.

What Is a Hard Money Loan?

A hard money loan is a type of real estate financing that is typically secured by the property itself. These loans are known for their speed and flexibility, making them a popular choice among real estate investors. Unlike traditional bank loans, which prioritize the borrower’s creditworthiness, hard money loans focus primarily on the property’s value.
Investment Property Types You Can Get
With a Hard Money Loan
It is the versatility of investment properties that makes hard money loans one of the most chosen options for many real estate investors in California. It allows you to invest in:

Residential Properties

Whether you're a first-time homebuyer or an experienced real estate investor, TrueBridge Loans offers hard money loan solutions customized for residential properties. We understand the nuances of the local real estate markets, ensuring that you have access to flexible financing for your residential investments.

Commercial Properties

TrueBridge Loans recognizes that opportunities in the dynamic commercial real estate landscape can arise suddenly. As your commercial hard money lender, we provide hard money loans designed to offer financial agility to your business so you can seize commercial property prospects promptly.

Multifamily Properties

With the multifamily real estate market thriving, TrueBridge Loans offers specialized hard money loans crafted to facilitate the acquisition and renovation of multifamily properties. We empower investors looking to capitalize on this growing sector with bespoke financing solutions.

Fix and Flip Properties

For those investing in fix and flip projects, TrueBridge Loans is your trusted partner. Our hard money loans provide the speed and flexibility needed to secure, renovate, and sell properties, ensuring you take advantage of profitable opportunities.

BRRRR Properties (Buy, Rehab, Rent, Refinance, Repeat)

The BRRRR strategy is a popular approach in real estate investment, and TrueBridge Loans is here to support your BRRRR property endeavors. We offer hard money loans that align with the BRRRR methodology, facilitating the acquisition, renovation, and eventual transition to long-term financing or rental income, allowing you to repeat the cycle for continued success.

This flexibility in investing in an array of residential and commercial properties means you can pursue a diverse portfolio of real estate investments specified to your strategy and goals. All you need is to reach out to us and get approved for a hard money loan!

Benefits of
Getting a Hard Money Loan

Are you in need of swift and flexible financing for your real estate ventures or projects? Hard money loans can be your gateway to quick access to capital. The benefits of hard money loans include:

Local Insights

TrueBridge Loans brings more to the table than just financing. With our deep understanding of the local real estate landscape, we provide invaluable insights and support, helping you navigate the California market with confidence.

Speedy Access to Capital

Hard money loans are renowned for their rapid approval and funding processes. This agility enables you to stay competitive in a swiftly changing market where opportunities can emerge and vanish speedily.

Quick Returns

The short-term nature of hard money loans aligns perfectly with real estate investors' goals. With the ability to complete projects swiftly, you can generate profits in a shorter time frame compared to traditional financing options.

Need Loan?

CALL US FOR INSTANT PREAPRROVAL team up with TrueBridge Loans to get your bridge loans in California today!
Contact us at (805) 719-7008 today!

Hard Money
Requirements and Rates

The fees associated with a hard money loan, often referred to as “points,” can typically range from 2% to 4% of the total loan amount. These points represent the costs charged by the lender for extending the loan, with each point equaling a percentage of the loan amount. While it’s true that reputable hard money lenders offer competitive lending rates, it’s essential to exercise caution.

If an offer seems exceptionally favorable, it’s wise to be cautious, as it may be too good to be true. This is when TrueBridge Loans comes into the picture as your reputable and trustworthy hard money lender.  We explain and guide the entire loan agreement with you. Your financial security and peace of mind are our top priorities.

LTV Ratio

LTV ratios for hard money loans can range, but they often provide significant financing.

Loan Term

Hard money loans typically come with short-term durations, typically ranging from a few months to a few years in length.

Repayment Strategy

Hard money loans typically take around 12 months, although some projects might secure terms of up to 24 months. This underscores the importance of having a well-defined exit strategy in place right from the start.
Get Approved for a
Hard Money Loan with TrueBridge Loans!
Are you ready to unlock the potential of your real estate investments in Thousand Oaks? Secure your hard money loan with TrueBridge Loans today at (805) 719-7008. Our team is here to provide the financing and support you need to thrive in the competitive California real estate market.

Frequently Asked Questions

Hard money loans provide real estate investors with the essential funding required for property acquisition and renovation, ultimately aiming for resale.
LTV (Loan-to-Value) ratios for hard money loans can fluctuate. Still, they typically offer substantial financing, indicating the proportion of the property’s value that the lender is willing to fund.
In general, hard money loans have short-term durations, with loan terms typically ranging from several months to a few years.
Hard money loans are popular among real estate investors who require quick access to funds and prioritize property value over credit history.
Hard money loans place a primary emphasis on the property’s value and are characterized by their short-term nature. In contrast, traditional bank loans place significant weight on the borrower’s creditworthiness and offer longer-term financing solutions.
Request a Loan
scroll to top button